Consumer Financial Transaction Clinic

Students in the Consumer Financial Transactions Clinic represent low-income individuals in civil litigation, regulatory, and transactional matters related to consumer credit and debt, with a specific emphasis on issues related to student debt. Students may also work with organizational partners. For example, in any given semester, students may participate in policy projects, provide feedback to state and federal consumer protection agencies, create and disseminate consumer education materials, or participate in complex litigation in support of broader consumers’ rights and consumer law advocacy efforts.

Enrollment Options and Credit Hours

  • Fall semester only – 4 credit hours

Skills Learned

  • Client interviewing and counseling
  • Fact investigation and application of fact to law
  • Legal research and analysis, including learning to navigate a complex legal landscape that intersects with multiple and varied state and federal law and doctrine
  • Legal writing, including advocacy, educational, and communication materials
  • Legal strategic planning and problem solving
  • Negotiation
  • Collaboration
  • Professional responsibility in the context of real-world complexity
  • Giving and receiving feedback, including the value of self-reflection
  • Cross-cultural lawyering and empathy

Requirements

  • Pre- or co-requisite courses: None
  • Recommended courses: Banking Law, Consumer Law, Secured Transactions, Bankruptcy Law

Faculty

Assistant Professor of Law
(919) 962-2642 | elengold@email.unc.edu
3078 Van Hecke-Wettach Hall